Call report 2023Q4
RIDGEWOOD SAVINGS BANK — 2023Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,973,412,000 | USD | evidence → |
| Total loans | 4,499,436,000 | USD | evidence → |
| Allowance for loan losses | 31,297,000 | USD | evidence → |
| Securities available for sale | 1,036,748,000 | USD | evidence → |
| Securities held to maturity | 500,290,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,505,763,000 | USD | evidence → |
| Interest-bearing deposits | 4,991,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 514,647,000 | USD | evidence → |
| Equity capital | 822,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 234,235,000 | USD | evidence → |
| Interest expense | 107,163,000 | USD | evidence → |
| Net interest income | 127,072,000 | USD | evidence → |
| Noninterest income | 14,053,000 | USD | evidence → |
| Noninterest expense | 108,751,000 | USD | evidence → |
| Provision for loan losses | 683,000 | USD | evidence → |
| Pretax income | 40,355,000 | USD | evidence → |
| Income tax | 5,885,000 | USD | evidence → |
| Net income | 34,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 903,297,000 | USD | evidence → |