Call report 2023Q3
RIDGEWOOD SAVINGS BANK — 2023Q3
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,873,731,000 | USD | evidence → |
| Total loans | 4,471,461,000 | USD | evidence → |
| Allowance for loan losses | 31,841,000 | USD | evidence → |
| Securities available for sale | 1,050,866,000 | USD | evidence → |
| Securities held to maturity | 519,328,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,493,670,000 | USD | evidence → |
| Interest-bearing deposits | 4,973,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 520,241,000 | USD | evidence → |
| Equity capital | 768,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 171,439,000 | USD | evidence → |
| Interest expense | 75,038,000 | USD | evidence → |
| Net interest income | 96,401,000 | USD | evidence → |
| Noninterest income | 10,374,000 | USD | evidence → |
| Noninterest expense | 79,332,000 | USD | evidence → |
| Provision for loan losses | 1,021,000 | USD | evidence → |
| Pretax income | 30,856,000 | USD | evidence → |
| Income tax | 4,758,000 | USD | evidence → |
| Net income | 26,098,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 894,940,000 | USD | evidence → |