Call report 2024Q1
RIDGEWOOD SAVINGS BANK — 2024Q1
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,996,423,000 | USD | evidence → |
| Total loans | 4,583,213,000 | USD | evidence → |
| Allowance for loan losses | 32,343,000 | USD | evidence → |
| Securities available for sale | 1,007,259,000 | USD | evidence → |
| Securities held to maturity | 489,668,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,559,007,000 | USD | evidence → |
| Interest-bearing deposits | 5,030,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 528,212,000 | USD | evidence → |
| Equity capital | 821,096,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,703,000 | USD | evidence → |
| Interest expense | 34,954,000 | USD | evidence → |
| Net interest income | 28,749,000 | USD | evidence → |
| Noninterest income | 3,740,000 | USD | evidence → |
| Noninterest expense | 27,473,000 | USD | evidence → |
| Provision for loan losses | 1,269,000 | USD | evidence → |
| Pretax income | 9,113,000 | USD | evidence → |
| Income tax | 1,191,000 | USD | evidence → |
| Net income | 7,922,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 911,218,000 | USD | evidence → |