Call report 2023Q2
RIDGEWOOD SAVINGS BANK — 2023Q2
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,897,884,000 | USD | evidence → |
| Total loans | 4,397,559,000 | USD | evidence → |
| Allowance for loan losses | 30,961,000 | USD | evidence → |
| Securities available for sale | 1,119,660,000 | USD | evidence → |
| Securities held to maturity | 533,383,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,472,420,000 | USD | evidence → |
| Interest-bearing deposits | 4,946,683,000 | USD | evidence → |
| Noninterest-bearing deposits | 525,737,000 | USD | evidence → |
| Equity capital | 792,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 112,084,000 | USD | evidence → |
| Interest expense | 46,083,000 | USD | evidence → |
| Net interest income | 66,001,000 | USD | evidence → |
| Noninterest income | 7,019,000 | USD | evidence → |
| Noninterest expense | 53,242,000 | USD | evidence → |
| Provision for loan losses | -222,000 | USD | evidence → |
| Pretax income | 28,137,000 | USD | evidence → |
| Income tax | 5,705,000 | USD | evidence → |
| Net income | 22,432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 891,273,000 | USD | evidence → |