Call report 2025Q3
SPRATT SAVINGS BANK — 2025Q3
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,946,000 | USD | evidence → |
| Total loans | 48,400,000 | USD | evidence → |
| Allowance for loan losses | 1,116,000 | USD | evidence → |
| Securities available for sale | 10,106,000 | USD | evidence → |
| Securities held to maturity | 68,764,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,754,000 | USD | evidence → |
| Interest-bearing deposits | 105,737,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,017,000 | USD | evidence → |
| Equity capital | 30,804,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,294,000 | USD | evidence → |
| Interest expense | 1,372,000 | USD | evidence → |
| Net interest income | 2,922,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 2,773,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 324,000 | USD | evidence → |
| Income tax | 69,000 | USD | evidence → |
| Net income | 255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,970,000 | USD | evidence → |