Call report 2025Q2
SPRATT SAVINGS BANK — 2025Q2
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,996,000 | USD | evidence → |
| Total loans | 49,207,000 | USD | evidence → |
| Allowance for loan losses | 1,156,000 | USD | evidence → |
| Securities available for sale | 10,531,000 | USD | evidence → |
| Securities held to maturity | 66,471,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,991,000 | USD | evidence → |
| Interest-bearing deposits | 102,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,588,000 | USD | evidence → |
| Equity capital | 30,667,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,816,000 | USD | evidence → |
| Interest expense | 918,000 | USD | evidence → |
| Net interest income | 1,898,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 1,808,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 210,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,881,000 | USD | evidence → |