Call report 2025Q4
SPRATT SAVINGS BANK — 2025Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,329,000 | USD | evidence → |
| Total loans | 47,657,000 | USD | evidence → |
| Allowance for loan losses | 1,119,000 | USD | evidence → |
| Securities available for sale | 9,511,000 | USD | evidence → |
| Securities held to maturity | 71,140,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,071,000 | USD | evidence → |
| Interest-bearing deposits | 106,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,717,000 | USD | evidence → |
| Equity capital | 30,919,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,774,000 | USD | evidence → |
| Interest expense | 1,819,000 | USD | evidence → |
| Net interest income | 3,955,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 3,754,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 435,000 | USD | evidence → |
| Income tax | 93,000 | USD | evidence → |
| Net income | 342,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,056,000 | USD | evidence → |