Call report 2025Q2
UBANK — 2025Q2
The 22 measures UBANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,030,000 | USD | evidence → |
| Total loans | 130,831,000 | USD | evidence → |
| Allowance for loan losses | 2,020,000 | USD | evidence → |
| Securities available for sale | 11,022,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,113,000 | USD | evidence → |
| Interest-bearing deposits | 118,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,449,000 | USD | evidence → |
| Equity capital | 22,595,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,208,000 | USD | evidence → |
| Interest expense | 1,779,000 | USD | evidence → |
| Net interest income | 3,429,000 | USD | evidence → |
| Noninterest income | 245,000 | USD | evidence → |
| Noninterest expense | 2,427,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 275,000 | USD | evidence → |
| Net income | 828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,453,000 | USD | evidence → |