Call report 2025Q3
UBANK — 2025Q3
The 22 measures UBANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 177,079,000 | USD | evidence → |
| Total loans | 129,131,000 | USD | evidence → |
| Allowance for loan losses | 2,026,000 | USD | evidence → |
| Securities available for sale | 12,073,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,461,000 | USD | evidence → |
| Interest-bearing deposits | 125,785,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,676,000 | USD | evidence → |
| Equity capital | 23,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,050,000 | USD | evidence → |
| Interest expense | 2,733,000 | USD | evidence → |
| Net interest income | 5,317,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 3,625,000 | USD | evidence → |
| Provision for loan losses | 145,000 | USD | evidence → |
| Pretax income | 1,899,000 | USD | evidence → |
| Income tax | 475,000 | USD | evidence → |
| Net income | 1,424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,689,000 | USD | evidence → |