Call report 2025Q1
UBANK — 2025Q1
The 22 measures UBANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,582,000 | USD | evidence → |
| Total loans | 125,764,000 | USD | evidence → |
| Allowance for loan losses | 1,956,000 | USD | evidence → |
| Securities available for sale | 12,572,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,181,000 | USD | evidence → |
| Interest-bearing deposits | 115,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,370,000 | USD | evidence → |
| Equity capital | 22,125,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,546,000 | USD | evidence → |
| Interest expense | 884,000 | USD | evidence → |
| Net interest income | 1,662,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 1,220,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 494,000 | USD | evidence → |
| Income tax | 110,000 | USD | evidence → |
| Net income | 384,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,010,000 | USD | evidence → |