Call report 2025Q2
CITIZENS FIRST BANK — 2025Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,093,971,000 | USD | evidence → |
| Total loans | 1,349,032,000 | USD | evidence → |
| Allowance for loan losses | 23,276,000 | USD | evidence → |
| Securities available for sale | 2,515,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,454,398,000 | USD | evidence → |
| Interest-bearing deposits | 2,884,310,000 | USD | evidence → |
| Noninterest-bearing deposits | 570,088,000 | USD | evidence → |
| Equity capital | 463,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 84,822,000 | USD | evidence → |
| Interest expense | 30,901,000 | USD | evidence → |
| Net interest income | 53,921,000 | USD | evidence → |
| Noninterest income | 11,710,000 | USD | evidence → |
| Noninterest expense | 34,792,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 30,748,000 | USD | evidence → |
| Income tax | 7,612,000 | USD | evidence → |
| Net income | 23,136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 544,660,000 | USD | evidence → |
| Total capital | 570,371,000 | USD | evidence → |
| Risk-weighted assets | 2,739,664,000 | USD | evidence → |