Call report 2025Q1
CITIZENS FIRST BANK — 2025Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,083,501,000 | USD | evidence → |
| Total loans | 1,320,178,000 | USD | evidence → |
| Allowance for loan losses | 23,157,000 | USD | evidence → |
| Securities available for sale | 2,462,915,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,472,637,000 | USD | evidence → |
| Interest-bearing deposits | 2,916,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 556,525,000 | USD | evidence → |
| Equity capital | 439,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,486,000 | USD | evidence → |
| Interest expense | 15,359,000 | USD | evidence → |
| Net interest income | 26,127,000 | USD | evidence → |
| Noninterest income | 5,763,000 | USD | evidence → |
| Noninterest expense | 16,713,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 15,236,000 | USD | evidence → |
| Income tax | 3,776,000 | USD | evidence → |
| Net income | 11,460,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 532,984,000 | USD | evidence → |
| Total capital | 558,576,000 | USD | evidence → |
| Risk-weighted assets | 2,721,915,000 | USD | evidence → |