Call report 2025Q3
CITIZENS FIRST BANK — 2025Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,064,821,000 | USD | evidence → |
| Total loans | 1,272,998,000 | USD | evidence → |
| Allowance for loan losses | 23,248,000 | USD | evidence → |
| Securities available for sale | 2,534,696,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,418,224,000 | USD | evidence → |
| Interest-bearing deposits | 2,861,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 556,865,000 | USD | evidence → |
| Equity capital | 501,130,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 129,134,000 | USD | evidence → |
| Interest expense | 45,302,000 | USD | evidence → |
| Net interest income | 83,832,000 | USD | evidence → |
| Noninterest income | 18,815,000 | USD | evidence → |
| Noninterest expense | 51,247,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 51,309,000 | USD | evidence → |
| Income tax | 12,661,000 | USD | evidence → |
| Net income | 38,648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 560,172,000 | USD | evidence → |
| Total capital | 585,855,000 | USD | evidence → |
| Risk-weighted assets | 2,644,956,000 | USD | evidence → |