Call report 2024Q4
CITIZENS FIRST BANK — 2024Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,987,481,000 | USD | evidence → |
| Total loans | 1,297,601,000 | USD | evidence → |
| Allowance for loan losses | 23,148,000 | USD | evidence → |
| Securities available for sale | 2,442,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,348,905,000 | USD | evidence → |
| Interest-bearing deposits | 2,829,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 519,401,000 | USD | evidence → |
| Equity capital | 406,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 161,932,000 | USD | evidence → |
| Interest expense | 64,916,000 | USD | evidence → |
| Net interest income | 97,016,000 | USD | evidence → |
| Noninterest income | 22,717,000 | USD | evidence → |
| Noninterest expense | 62,722,000 | USD | evidence → |
| Provision for loan losses | 2,565,000 | USD | evidence → |
| Pretax income | 52,155,000 | USD | evidence → |
| Income tax | 12,615,000 | USD | evidence → |
| Net income | 39,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 521,524,000 | USD | evidence → |
| Total capital | 547,107,000 | USD | evidence → |
| Risk-weighted assets | 2,699,764,000 | USD | evidence → |