Call report 2012Q3
CITIZENS FIRST BANK — 2012Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,477,460,000 | USD | evidence → |
| Total loans | 315,577,000 | USD | evidence → |
| Allowance for loan losses | 14,503,000 | USD | evidence → |
| Securities available for sale | 647,002,000 | USD | evidence → |
| Securities held to maturity | 463,124,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,251,151,000 | USD | evidence → |
| Interest-bearing deposits | 1,018,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 232,722,000 | USD | evidence → |
| Equity capital | 129,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,419,000 | USD | evidence → |
| Interest expense | 2,461,000 | USD | evidence → |
| Net interest income | 37,958,000 | USD | evidence → |
| Noninterest income | 2,388,000 | USD | evidence → |
| Noninterest expense | 13,613,000 | USD | evidence → |
| Provision for loan losses | 4,548,000 | USD | evidence → |
| Pretax income | 28,954,000 | USD | evidence → |
| Income tax | 9,265,000 | USD | evidence → |
| Net income | 19,689,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,674,000 | USD | evidence → |
| Total capital | 119,908,000 | USD | evidence → |
| Risk-weighted assets | 652,400,000 | USD | evidence → |