Call report 2012Q2
CITIZENS FIRST BANK — 2012Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,449,117,000 | USD | evidence → |
| Total loans | 332,880,000 | USD | evidence → |
| Allowance for loan losses | 21,688,000 | USD | evidence → |
| Securities available for sale | 903,396,000 | USD | evidence → |
| Securities held to maturity | 159,322,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,251,989,000 | USD | evidence → |
| Interest-bearing deposits | 1,023,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 228,315,000 | USD | evidence → |
| Equity capital | 119,861,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,547,000 | USD | evidence → |
| Interest expense | 1,692,000 | USD | evidence → |
| Net interest income | 24,855,000 | USD | evidence → |
| Noninterest income | 1,923,000 | USD | evidence → |
| Noninterest expense | 9,091,000 | USD | evidence → |
| Provision for loan losses | 4,548,000 | USD | evidence → |
| Pretax income | 18,736,000 | USD | evidence → |
| Income tax | 6,039,000 | USD | evidence → |
| Net income | 12,697,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,926,000 | USD | evidence → |
| Total capital | 114,675,000 | USD | evidence → |
| Risk-weighted assets | 686,946,000 | USD | evidence → |