Call report 2012Q4
CITIZENS FIRST BANK — 2012Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,502,809,000 | USD | evidence → |
| Total loans | 301,700,000 | USD | evidence → |
| Allowance for loan losses | 12,043,000 | USD | evidence → |
| Securities available for sale | 636,447,000 | USD | evidence → |
| Securities held to maturity | 478,584,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,299,198,000 | USD | evidence → |
| Interest-bearing deposits | 1,054,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 244,291,000 | USD | evidence → |
| Equity capital | 132,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 53,142,000 | USD | evidence → |
| Interest expense | 3,025,000 | USD | evidence → |
| Net interest income | 50,117,000 | USD | evidence → |
| Noninterest income | 3,373,000 | USD | evidence → |
| Noninterest expense | 18,854,000 | USD | evidence → |
| Provision for loan losses | 2,563,000 | USD | evidence → |
| Pretax income | 39,312,000 | USD | evidence → |
| Income tax | 12,382,000 | USD | evidence → |
| Net income | 26,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,666,000 | USD | evidence → |
| Total capital | 125,417,000 | USD | evidence → |
| Risk-weighted assets | 777,820,000 | USD | evidence → |