Call report 2025Q3
FLAT BRANCH BANK — 2025Q3
The 22 measures FLAT BRANCH BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,148,000 | USD | evidence → |
| Total loans | 40,514,000 | USD | evidence → |
| Allowance for loan losses | 406,000 | USD | evidence → |
| Securities available for sale | 21,270,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,933,000 | USD | evidence → |
| Interest-bearing deposits | 70,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,059,000 | USD | evidence → |
| Equity capital | 9,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,811,000 | USD | evidence → |
| Interest expense | 1,297,000 | USD | evidence → |
| Net interest income | 2,514,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 2,577,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | -76,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | -85,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,411,000 | USD | evidence → |
| Total capital | 7,874,000 | USD | evidence → |
| Risk-weighted assets | 45,095,000 | USD | evidence → |