Call report 2025Q2
FLAT BRANCH BANK — 2025Q2
The 22 measures FLAT BRANCH BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,085,000 | USD | evidence → |
| Total loans | 37,269,000 | USD | evidence → |
| Allowance for loan losses | 373,000 | USD | evidence → |
| Securities available for sale | 22,291,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,996,000 | USD | evidence → |
| Interest-bearing deposits | 73,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,590,000 | USD | evidence → |
| Equity capital | 9,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,460,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 1,615,000 | USD | evidence → |
| Noninterest income | 110,000 | USD | evidence → |
| Noninterest expense | 1,679,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | -90,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | -99,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,363,000 | USD | evidence → |
| Total capital | 7,760,000 | USD | evidence → |
| Risk-weighted assets | 31,787,000 | USD | evidence → |