Call report 2025Q4
FLAT BRANCH BANK — 2025Q4
The 22 measures FLAT BRANCH BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,839,000 | USD | evidence → |
| Total loans | 48,404,000 | USD | evidence → |
| Allowance for loan losses | 539,000 | USD | evidence → |
| Securities available for sale | 5,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,470,000 | USD | evidence → |
| Interest-bearing deposits | 67,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,377,000 | USD | evidence → |
| Equity capital | 13,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,221,000 | USD | evidence → |
| Interest expense | 1,715,000 | USD | evidence → |
| Net interest income | 3,506,000 | USD | evidence → |
| Noninterest income | 223,000 | USD | evidence → |
| Noninterest expense | 3,509,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 6,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 11,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,842,000 | USD | evidence → |