Call report 2025Q3
ZENITH BANK & TRUST — 2025Q3
The 22 measures ZENITH BANK & TRUST reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,963,000 | USD | evidence → |
| Total loans | 51,064,000 | USD | evidence → |
| Allowance for loan losses | 501,000 | USD | evidence → |
| Securities available for sale | 3,960,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,446,000 | USD | evidence → |
| Interest-bearing deposits | 67,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,510,000 | USD | evidence → |
| Equity capital | 21,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,228,000 | USD | evidence → |
| Interest expense | 1,619,000 | USD | evidence → |
| Net interest income | 2,609,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 2,584,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | -170,000 | USD | evidence → |
| Income tax | -52,000 | USD | evidence → |
| Net income | -118,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,531,000 | USD | evidence → |
| Total capital | 22,047,000 | USD | evidence → |
| Risk-weighted assets | 54,163,000 | USD | evidence → |