Call report 2025Q2
ZENITH BANK & TRUST — 2025Q2
The 22 measures ZENITH BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,545,000 | USD | evidence → |
| Total loans | 39,185,000 | USD | evidence → |
| Allowance for loan losses | 358,000 | USD | evidence → |
| Securities available for sale | 4,792,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,135,000 | USD | evidence → |
| Interest-bearing deposits | 67,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,281,000 | USD | evidence → |
| Equity capital | 21,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,753,000 | USD | evidence → |
| Interest expense | 1,048,000 | USD | evidence → |
| Net interest income | 1,705,000 | USD | evidence → |
| Noninterest income | 90,000 | USD | evidence → |
| Noninterest expense | 1,801,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | -179,000 | USD | evidence → |
| Income tax | -53,000 | USD | evidence → |
| Net income | -126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,523,000 | USD | evidence → |
| Total capital | 21,896,000 | USD | evidence → |
| Risk-weighted assets | 42,016,000 | USD | evidence → |