Call report 2025Q4
ZENITH BANK & TRUST — 2025Q4
The 22 measures ZENITH BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,587,000 | USD | evidence → |
| Total loans | 52,648,000 | USD | evidence → |
| Allowance for loan losses | 520,000 | USD | evidence → |
| Securities available for sale | 1,549,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,278,000 | USD | evidence → |
| Interest-bearing deposits | 62,837,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,441,000 | USD | evidence → |
| Equity capital | 21,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,679,000 | USD | evidence → |
| Interest expense | 2,113,000 | USD | evidence → |
| Net interest income | 3,566,000 | USD | evidence → |
| Noninterest income | 172,000 | USD | evidence → |
| Noninterest expense | 3,411,000 | USD | evidence → |
| Provision for loan losses | 329,000 | USD | evidence → |
| Pretax income | -21,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | -101,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,548,000 | USD | evidence → |
| Total capital | 22,097,000 | USD | evidence → |
| Risk-weighted assets | 62,916,000 | USD | evidence → |