Call report 2024Q4
PRESENCE BANK — 2024Q4
The 22 measures PRESENCE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 447,130,000 | USD | evidence → |
| Total loans | 349,169,000 | USD | evidence → |
| Allowance for loan losses | 4,356,000 | USD | evidence → |
| Securities available for sale | 50,296,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 354,196,000 | USD | evidence → |
| Interest-bearing deposits | 327,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,417,000 | USD | evidence → |
| Equity capital | 42,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,263,000 | USD | evidence → |
| Interest expense | 12,479,000 | USD | evidence → |
| Net interest income | 10,784,000 | USD | evidence → |
| Noninterest income | 1,319,000 | USD | evidence → |
| Noninterest expense | 9,340,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 2,792,000 | USD | evidence → |
| Income tax | 590,000 | USD | evidence → |
| Net income | 2,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,614,000 | USD | evidence → |
| Total capital | 46,961,000 | USD | evidence → |
| Risk-weighted assets | 347,749,000 | USD | evidence → |