Call report 2025Q1
PRESENCE BANK — 2025Q1
The 22 measures PRESENCE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,895,000 | USD | evidence → |
| Total loans | 351,135,000 | USD | evidence → |
| Allowance for loan losses | 4,447,000 | USD | evidence → |
| Securities available for sale | 38,514,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,628,000 | USD | evidence → |
| Interest-bearing deposits | 342,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,292,000 | USD | evidence → |
| Equity capital | 43,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,925,000 | USD | evidence → |
| Interest expense | 2,897,000 | USD | evidence → |
| Net interest income | 3,028,000 | USD | evidence → |
| Noninterest income | 242,000 | USD | evidence → |
| Noninterest expense | 2,472,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 749,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 589,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,168,000 | USD | evidence → |
| Total capital | 47,581,000 | USD | evidence → |
| Risk-weighted assets | 353,003,000 | USD | evidence → |