Call report 2025Q4
WATERSTONE BANK — 2025Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,259,133,000 | USD | evidence → |
| Total loans | 1,820,609,000 | USD | evidence → |
| Allowance for loan losses | 17,478,000 | USD | evidence → |
| Securities available for sale | 230,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,476,199,000 | USD | evidence → |
| Interest-bearing deposits | 1,365,550,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,649,000 | USD | evidence → |
| Equity capital | 337,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 117,219,000 | USD | evidence → |
| Interest expense | 59,446,000 | USD | evidence → |
| Net interest income | 57,773,000 | USD | evidence → |
| Noninterest income | 84,318,000 | USD | evidence → |
| Noninterest expense | 110,348,000 | USD | evidence → |
| Provision for loan losses | -891,000 | USD | evidence → |
| Pretax income | 33,152,000 | USD | evidence → |
| Income tax | 6,978,000 | USD | evidence → |
| Net income | 26,174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 349,299,000 | USD | evidence → |
| Total capital | 367,517,000 | USD | evidence → |
| Risk-weighted assets | 1,794,068,000 | USD | evidence → |