Call report 2025Q3
WATERSTONE BANK — 2025Q3
The 22 measures WATERSTONE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,268,424,000 | USD | evidence → |
| Total loans | 1,850,512,000 | USD | evidence → |
| Allowance for loan losses | 17,670,000 | USD | evidence → |
| Securities available for sale | 226,403,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,433,899,000 | USD | evidence → |
| Interest-bearing deposits | 1,311,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,515,000 | USD | evidence → |
| Equity capital | 333,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 86,773,000 | USD | evidence → |
| Interest expense | 45,027,000 | USD | evidence → |
| Net interest income | 41,746,000 | USD | evidence → |
| Noninterest income | 62,841,000 | USD | evidence → |
| Noninterest expense | 82,196,000 | USD | evidence → |
| Provision for loan losses | -599,000 | USD | evidence → |
| Pretax income | 23,236,000 | USD | evidence → |
| Income tax | 4,670,000 | USD | evidence → |
| Net income | 18,566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 345,625,000 | USD | evidence → |
| Total capital | 364,300,000 | USD | evidence → |
| Risk-weighted assets | 1,840,813,000 | USD | evidence → |