Call report 2026Q1
WATERSTONE BANK — 2026Q1
The 22 measures WATERSTONE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,252,598,000 | USD | evidence → |
| Total loans | 1,828,662,000 | USD | evidence → |
| Allowance for loan losses | 17,709,000 | USD | evidence → |
| Securities available for sale | 237,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,465,485,000 | USD | evidence → |
| Interest-bearing deposits | 1,362,541,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,944,000 | USD | evidence → |
| Equity capital | 339,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,201,000 | USD | evidence → |
| Interest expense | 13,575,000 | USD | evidence → |
| Net interest income | 15,626,000 | USD | evidence → |
| Noninterest income | 20,117,000 | USD | evidence → |
| Noninterest expense | 27,962,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 7,522,000 | USD | evidence → |
| Income tax | 1,548,000 | USD | evidence → |
| Net income | 5,974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 351,454,000 | USD | evidence → |
| Total capital | 369,946,000 | USD | evidence → |
| Risk-weighted assets | 1,826,349,000 | USD | evidence → |