Call report 2025Q2
WATERSTONE BANK — 2025Q2
The 22 measures WATERSTONE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,255,817,000 | USD | evidence → |
| Total loans | 1,826,099,000 | USD | evidence → |
| Allowance for loan losses | 17,800,000 | USD | evidence → |
| Securities available for sale | 218,757,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,427,219,000 | USD | evidence → |
| Interest-bearing deposits | 1,317,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,903,000 | USD | evidence → |
| Equity capital | 326,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 57,050,000 | USD | evidence → |
| Interest expense | 30,192,000 | USD | evidence → |
| Net interest income | 26,858,000 | USD | evidence → |
| Noninterest income | 40,706,000 | USD | evidence → |
| Noninterest expense | 54,663,000 | USD | evidence → |
| Provision for loan losses | -469,000 | USD | evidence → |
| Pretax income | 13,471,000 | USD | evidence → |
| Income tax | 2,770,000 | USD | evidence → |
| Net income | 10,701,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 341,431,000 | USD | evidence → |
| Total capital | 360,376,000 | USD | evidence → |
| Risk-weighted assets | 1,798,884,000 | USD | evidence → |