Call report 2025Q1
WATERSTONE BANK — 2025Q1
The 22 measures WATERSTONE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,174,289,000 | USD | evidence → |
| Total loans | 1,779,809,000 | USD | evidence → |
| Allowance for loan losses | 17,905,000 | USD | evidence → |
| Securities available for sale | 213,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,414,295,000 | USD | evidence → |
| Interest-bearing deposits | 1,313,432,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,863,000 | USD | evidence → |
| Equity capital | 328,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,159,000 | USD | evidence → |
| Interest expense | 15,200,000 | USD | evidence → |
| Net interest income | 12,959,000 | USD | evidence → |
| Noninterest income | 16,615,000 | USD | evidence → |
| Noninterest expense | 26,281,000 | USD | evidence → |
| Provision for loan losses | -354,000 | USD | evidence → |
| Pretax income | 3,854,000 | USD | evidence → |
| Income tax | 839,000 | USD | evidence → |
| Net income | 3,015,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 344,293,000 | USD | evidence → |
| Total capital | 363,236,000 | USD | evidence → |
| Risk-weighted assets | 1,756,180,000 | USD | evidence → |