Call report 2024Q4
WATERSTONE BANK — 2024Q4
The 22 measures WATERSTONE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,207,930,000 | USD | evidence → |
| Total loans | 1,816,485,000 | USD | evidence → |
| Allowance for loan losses | 18,247,000 | USD | evidence → |
| Securities available for sale | 208,549,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,399,098,000 | USD | evidence → |
| Interest-bearing deposits | 1,293,822,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,276,000 | USD | evidence → |
| Equity capital | 328,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 114,073,000 | USD | evidence → |
| Interest expense | 67,128,000 | USD | evidence → |
| Net interest income | 46,945,000 | USD | evidence → |
| Noninterest income | 87,858,000 | USD | evidence → |
| Noninterest expense | 111,423,000 | USD | evidence → |
| Provision for loan losses | -342,000 | USD | evidence → |
| Pretax income | 23,564,000 | USD | evidence → |
| Income tax | 5,217,000 | USD | evidence → |
| Net income | 18,347,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 346,145,000 | USD | evidence → |
| Total capital | 365,634,000 | USD | evidence → |
| Risk-weighted assets | 1,802,097,000 | USD | evidence → |