Call report 2025Q2
SPENCER COUNTY BANK — 2025Q2
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,739,000 | USD | evidence → |
| Total loans | 80,131,000 | USD | evidence → |
| Allowance for loan losses | 515,000 | USD | evidence → |
| Securities available for sale | 28,798,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,522,000 | USD | evidence → |
| Interest-bearing deposits | 84,046,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,476,000 | USD | evidence → |
| Equity capital | 17,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,109,000 | USD | evidence → |
| Interest expense | 825,000 | USD | evidence → |
| Net interest income | 2,284,000 | USD | evidence → |
| Noninterest income | 340,000 | USD | evidence → |
| Noninterest expense | 1,923,000 | USD | evidence → |
| Provision for loan losses | 88,000 | USD | evidence → |
| Pretax income | 613,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,412,000 | USD | evidence → |