Call report 2025Q1
SPENCER COUNTY BANK — 2025Q1
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,944,000 | USD | evidence → |
| Total loans | 79,798,000 | USD | evidence → |
| Allowance for loan losses | 579,000 | USD | evidence → |
| Securities available for sale | 27,471,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,079,000 | USD | evidence → |
| Interest-bearing deposits | 82,095,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,984,000 | USD | evidence → |
| Equity capital | 17,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,520,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 1,104,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 948,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 297,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,158,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about SPENCER COUNTY BANK — 2025Q1 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.