Call report 2025Q3
SPENCER COUNTY BANK — 2025Q3
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,588,000 | USD | evidence → |
| Total loans | 80,514,000 | USD | evidence → |
| Allowance for loan losses | 587,000 | USD | evidence → |
| Securities available for sale | 29,236,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,856,000 | USD | evidence → |
| Interest-bearing deposits | 85,302,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,554,000 | USD | evidence → |
| Equity capital | 18,028,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,712,000 | USD | evidence → |
| Interest expense | 1,249,000 | USD | evidence → |
| Net interest income | 3,463,000 | USD | evidence → |
| Noninterest income | 529,000 | USD | evidence → |
| Noninterest expense | 2,910,000 | USD | evidence → |
| Provision for loan losses | 173,000 | USD | evidence → |
| Pretax income | 934,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,671,000 | USD | evidence → |