Call report 2024Q4
SPENCER COUNTY BANK — 2024Q4
The 22 measures SPENCER COUNTY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,397,000 | USD | evidence → |
| Total loans | 80,546,000 | USD | evidence → |
| Allowance for loan losses | 577,000 | USD | evidence → |
| Securities available for sale | 27,832,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,143,000 | USD | evidence → |
| Interest-bearing deposits | 81,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,910,000 | USD | evidence → |
| Equity capital | 16,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,921,000 | USD | evidence → |
| Interest expense | 1,577,000 | USD | evidence → |
| Net interest income | 4,344,000 | USD | evidence → |
| Noninterest income | 736,000 | USD | evidence → |
| Noninterest expense | 3,825,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,195,000 | USD | evidence → |
| Income tax | 223,000 | USD | evidence → |
| Net income | 972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,920,000 | USD | evidence → |