Call report 2023Q2
SOUTHERN MICHIGAN BANK & TRUST — 2023Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,413,578,000 | USD | evidence → |
| Total loans | 999,828,000 | USD | evidence → |
| Allowance for loan losses | 11,616,000 | USD | evidence → |
| Securities available for sale | 173,454,000 | USD | evidence → |
| Securities held to maturity | 70,551,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,187,875,000 | USD | evidence → |
| Interest-bearing deposits | 933,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 254,075,000 | USD | evidence → |
| Equity capital | 114,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,287,000 | USD | evidence → |
| Interest expense | 9,713,000 | USD | evidence → |
| Net interest income | 20,574,000 | USD | evidence → |
| Noninterest income | 3,788,000 | USD | evidence → |
| Noninterest expense | 15,435,000 | USD | evidence → |
| Provision for loan losses | 925,000 | USD | evidence → |
| Pretax income | 8,033,000 | USD | evidence → |
| Income tax | 1,544,000 | USD | evidence → |
| Net income | 6,489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,644,000 | USD | evidence → |
| Total capital | 132,760,000 | USD | evidence → |
| Risk-weighted assets | 1,110,597,000 | USD | evidence → |