Call report 2023Q3
SOUTHERN MICHIGAN BANK & TRUST — 2023Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,425,158,000 | USD | evidence → |
| Total loans | 1,038,544,000 | USD | evidence → |
| Allowance for loan losses | 11,634,000 | USD | evidence → |
| Securities available for sale | 163,104,000 | USD | evidence → |
| Securities held to maturity | 62,613,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,198,574,000 | USD | evidence → |
| Interest-bearing deposits | 959,921,000 | USD | evidence → |
| Noninterest-bearing deposits | 238,653,000 | USD | evidence → |
| Equity capital | 115,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,503,000 | USD | evidence → |
| Interest expense | 16,548,000 | USD | evidence → |
| Net interest income | 30,955,000 | USD | evidence → |
| Noninterest income | 5,767,000 | USD | evidence → |
| Noninterest expense | 23,584,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 12,222,000 | USD | evidence → |
| Income tax | 2,324,000 | USD | evidence → |
| Net income | 9,898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,062,000 | USD | evidence → |
| Total capital | 136,196,000 | USD | evidence → |
| Risk-weighted assets | 1,128,580,000 | USD | evidence → |