Call report 2023Q1
SOUTHERN MICHIGAN BANK & TRUST — 2023Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,323,667,000 | USD | evidence → |
| Total loans | 933,499,000 | USD | evidence → |
| Allowance for loan losses | 10,963,000 | USD | evidence → |
| Securities available for sale | 179,237,000 | USD | evidence → |
| Securities held to maturity | 68,946,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,136,043,000 | USD | evidence → |
| Interest-bearing deposits | 878,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 257,373,000 | USD | evidence → |
| Equity capital | 113,183,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,319,000 | USD | evidence → |
| Interest expense | 4,035,000 | USD | evidence → |
| Net interest income | 10,284,000 | USD | evidence → |
| Noninterest income | 1,818,000 | USD | evidence → |
| Noninterest expense | 7,639,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 4,201,000 | USD | evidence → |
| Income tax | 852,000 | USD | evidence → |
| Net income | 3,349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 118,136,000 | USD | evidence → |
| Total capital | 129,598,000 | USD | evidence → |
| Risk-weighted assets | 1,073,516,000 | USD | evidence → |
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