Call report 2022Q2
SOUTHERN MICHIGAN BANK & TRUST — 2022Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,179,045,000 | USD | evidence → |
| Total loans | 789,587,000 | USD | evidence → |
| Allowance for loan losses | 9,317,000 | USD | evidence → |
| Securities available for sale | 211,107,000 | USD | evidence → |
| Securities held to maturity | 68,479,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,039,413,000 | USD | evidence → |
| Interest-bearing deposits | 764,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 275,166,000 | USD | evidence → |
| Equity capital | 106,744,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,363,000 | USD | evidence → |
| Interest expense | 1,253,000 | USD | evidence → |
| Net interest income | 18,110,000 | USD | evidence → |
| Noninterest income | 3,792,000 | USD | evidence → |
| Noninterest expense | 13,719,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,183,000 | USD | evidence → |
| Income tax | 1,501,000 | USD | evidence → |
| Net income | 6,682,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,208,000 | USD | evidence → |
| Total capital | 120,525,000 | USD | evidence → |
| Risk-weighted assets | 928,352,000 | USD | evidence → |