Call report 2022Q1
SOUTHERN MICHIGAN BANK & TRUST — 2022Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,222,026,000 | USD | evidence → |
| Total loans | 765,484,000 | USD | evidence → |
| Allowance for loan losses | 9,307,000 | USD | evidence → |
| Securities available for sale | 267,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,068,846,000 | USD | evidence → |
| Interest-bearing deposits | 785,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 283,725,000 | USD | evidence → |
| Equity capital | 109,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,209,000 | USD | evidence → |
| Interest expense | 584,000 | USD | evidence → |
| Net interest income | 8,625,000 | USD | evidence → |
| Noninterest income | 1,910,000 | USD | evidence → |
| Noninterest expense | 6,662,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,873,000 | USD | evidence → |
| Income tax | 713,000 | USD | evidence → |
| Net income | 3,160,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 108,268,000 | USD | evidence → |
| Total capital | 117,575,000 | USD | evidence → |
| Risk-weighted assets | 895,827,000 | USD | evidence → |