Call report 2022Q3
SOUTHERN MICHIGAN BANK & TRUST — 2022Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,240,313,000 | USD | evidence → |
| Total loans | 823,560,000 | USD | evidence → |
| Allowance for loan losses | 9,331,000 | USD | evidence → |
| Securities available for sale | 199,526,000 | USD | evidence → |
| Securities held to maturity | 70,023,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,101,689,000 | USD | evidence → |
| Interest-bearing deposits | 819,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 282,418,000 | USD | evidence → |
| Equity capital | 103,867,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,892,000 | USD | evidence → |
| Interest expense | 2,297,000 | USD | evidence → |
| Net interest income | 28,595,000 | USD | evidence → |
| Noninterest income | 5,659,000 | USD | evidence → |
| Noninterest expense | 21,260,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 12,994,000 | USD | evidence → |
| Income tax | 2,410,000 | USD | evidence → |
| Net income | 10,584,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,028,000 | USD | evidence → |
| Total capital | 123,359,000 | USD | evidence → |
| Risk-weighted assets | 984,717,000 | USD | evidence → |