Call report 2021Q2
SOUTHERN MICHIGAN BANK & TRUST — 2021Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,118,231,000 | USD | evidence → |
| Total loans | 702,449,000 | USD | evidence → |
| Allowance for loan losses | 8,229,000 | USD | evidence → |
| Securities available for sale | 258,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 953,489,000 | USD | evidence → |
| Interest-bearing deposits | 897,023,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,466,000 | USD | evidence → |
| Equity capital | 118,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,619,000 | USD | evidence → |
| Interest expense | 1,476,000 | USD | evidence → |
| Net interest income | 16,143,000 | USD | evidence → |
| Noninterest income | 4,717,000 | USD | evidence → |
| Noninterest expense | 12,605,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 7,860,000 | USD | evidence → |
| Income tax | 1,438,000 | USD | evidence → |
| Net income | 6,422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,641,000 | USD | evidence → |
| Total capital | 109,870,000 | USD | evidence → |
| Risk-weighted assets | 783,356,000 | USD | evidence → |