Call report 2021Q1
SOUTHERN MICHIGAN BANK & TRUST — 2021Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,075,224,000 | USD | evidence → |
| Total loans | 646,627,000 | USD | evidence → |
| Allowance for loan losses | 7,818,000 | USD | evidence → |
| Securities available for sale | 238,712,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 925,674,000 | USD | evidence → |
| Interest-bearing deposits | 874,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,139,000 | USD | evidence → |
| Equity capital | 97,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,786,000 | USD | evidence → |
| Interest expense | 786,000 | USD | evidence → |
| Net interest income | 8,000,000 | USD | evidence → |
| Noninterest income | 2,255,000 | USD | evidence → |
| Noninterest expense | 6,355,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,900,000 | USD | evidence → |
| Income tax | 737,000 | USD | evidence → |
| Net income | 3,163,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 84,323,000 | USD | evidence → |
| Total capital | 92,141,000 | USD | evidence → |
| Risk-weighted assets | 700,335,000 | USD | evidence → |