Call report 2021Q3
SOUTHERN MICHIGAN BANK & TRUST — 2021Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,138,456,000 | USD | evidence → |
| Total loans | 734,468,000 | USD | evidence → |
| Allowance for loan losses | 8,879,000 | USD | evidence → |
| Securities available for sale | 251,726,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 971,085,000 | USD | evidence → |
| Interest-bearing deposits | 705,131,000 | USD | evidence → |
| Noninterest-bearing deposits | 265,954,000 | USD | evidence → |
| Equity capital | 119,743,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,413,000 | USD | evidence → |
| Interest expense | 2,085,000 | USD | evidence → |
| Net interest income | 25,328,000 | USD | evidence → |
| Noninterest income | 6,900,000 | USD | evidence → |
| Noninterest expense | 19,100,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 12,083,000 | USD | evidence → |
| Income tax | 2,232,000 | USD | evidence → |
| Net income | 9,851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,537,000 | USD | evidence → |
| Total capital | 113,416,000 | USD | evidence → |
| Risk-weighted assets | 835,445,000 | USD | evidence → |