Call report 2019Q2
SOUTHERN MICHIGAN BANK & TRUST — 2019Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 775,674,000 | USD | evidence → |
| Total loans | 543,352,000 | USD | evidence → |
| Allowance for loan losses | 5,157,000 | USD | evidence → |
| Securities available for sale | 111,307,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 634,410,000 | USD | evidence → |
| Interest-bearing deposits | 599,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,582,000 | USD | evidence → |
| Equity capital | 88,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,004,000 | USD | evidence → |
| Interest expense | 2,672,000 | USD | evidence → |
| Net interest income | 13,332,000 | USD | evidence → |
| Noninterest income | 3,362,000 | USD | evidence → |
| Noninterest expense | 11,359,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 5,392,000 | USD | evidence → |
| Income tax | 990,000 | USD | evidence → |
| Net income | 4,402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,493,000 | USD | evidence → |
| Total capital | 79,650,000 | USD | evidence → |
| Risk-weighted assets | 616,377,000 | USD | evidence → |