Call report 2019Q3
SOUTHERN MICHIGAN BANK & TRUST — 2019Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 808,751,000 | USD | evidence → |
| Total loans | 548,110,000 | USD | evidence → |
| Allowance for loan losses | 5,121,000 | USD | evidence → |
| Securities available for sale | 126,499,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 661,202,000 | USD | evidence → |
| Interest-bearing deposits | 624,987,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,215,000 | USD | evidence → |
| Equity capital | 90,986,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,266,000 | USD | evidence → |
| Interest expense | 4,177,000 | USD | evidence → |
| Net interest income | 20,089,000 | USD | evidence → |
| Noninterest income | 5,392,000 | USD | evidence → |
| Noninterest expense | 17,135,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 8,562,000 | USD | evidence → |
| Income tax | 1,536,000 | USD | evidence → |
| Net income | 7,026,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,519,000 | USD | evidence → |
| Total capital | 81,640,000 | USD | evidence → |
| Risk-weighted assets | 637,379,000 | USD | evidence → |