Call report 2019Q1
SOUTHERN MICHIGAN BANK & TRUST — 2019Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 783,613,000 | USD | evidence → |
| Total loans | 549,468,000 | USD | evidence → |
| Allowance for loan losses | 5,264,000 | USD | evidence → |
| Securities available for sale | 98,636,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 653,387,000 | USD | evidence → |
| Interest-bearing deposits | 588,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,644,000 | USD | evidence → |
| Equity capital | 86,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,826,000 | USD | evidence → |
| Interest expense | 1,252,000 | USD | evidence → |
| Net interest income | 6,574,000 | USD | evidence → |
| Noninterest income | 1,638,000 | USD | evidence → |
| Noninterest expense | 5,703,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,405,000 | USD | evidence → |
| Income tax | 414,000 | USD | evidence → |
| Net income | 1,991,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,131,000 | USD | evidence → |
| Total capital | 78,395,000 | USD | evidence → |
| Risk-weighted assets | 623,378,000 | USD | evidence → |