Call report 2017Q3
SOUTHERN MICHIGAN BANK & TRUST — 2017Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2017Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 709,691,000 | USD | evidence → |
| Total loans | 501,622,000 | USD | evidence → |
| Allowance for loan losses | 5,013,000 | USD | evidence → |
| Securities available for sale | 102,103,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 577,381,000 | USD | evidence → |
| Interest-bearing deposits | 548,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,489,000 | USD | evidence → |
| Equity capital | 81,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,504,000 | USD | evidence → |
| Interest expense | 1,458,000 | USD | evidence → |
| Net interest income | 17,046,000 | USD | evidence → |
| Noninterest income | 4,911,000 | USD | evidence → |
| Noninterest expense | 15,145,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 6,640,000 | USD | evidence → |
| Income tax | 1,877,000 | USD | evidence → |
| Net income | 4,763,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,694,000 | USD | evidence → |
| Total capital | 72,707,000 | USD | evidence → |
| Risk-weighted assets | 582,105,000 | USD | evidence → |