Call report 2017Q2
SOUTHERN MICHIGAN BANK & TRUST — 2017Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2017Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 661,857,000 | USD | evidence → |
| Total loans | 489,679,000 | USD | evidence → |
| Allowance for loan losses | 4,897,000 | USD | evidence → |
| Securities available for sale | 104,185,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 542,405,000 | USD | evidence → |
| Interest-bearing deposits | 512,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,541,000 | USD | evidence → |
| Equity capital | 80,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,924,000 | USD | evidence → |
| Interest expense | 865,000 | USD | evidence → |
| Net interest income | 11,059,000 | USD | evidence → |
| Noninterest income | 3,209,000 | USD | evidence → |
| Noninterest expense | 10,155,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,114,000 | USD | evidence → |
| Income tax | 1,146,000 | USD | evidence → |
| Net income | 2,968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,775,000 | USD | evidence → |
| Total capital | 71,672,000 | USD | evidence → |
| Risk-weighted assets | 567,377,000 | USD | evidence → |