Call report 2017Q4
SOUTHERN MICHIGAN BANK & TRUST — 2017Q4
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2017Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 710,091,000 | USD | evidence → |
| Total loans | 523,961,000 | USD | evidence → |
| Allowance for loan losses | 5,009,000 | USD | evidence → |
| Securities available for sale | 105,184,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,523,000 | USD | evidence → |
| Interest-bearing deposits | 545,619,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,904,000 | USD | evidence → |
| Equity capital | 80,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,326,000 | USD | evidence → |
| Interest expense | 2,132,000 | USD | evidence → |
| Net interest income | 23,194,000 | USD | evidence → |
| Noninterest income | 6,639,000 | USD | evidence → |
| Noninterest expense | 20,614,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 9,047,000 | USD | evidence → |
| Income tax | 3,372,000 | USD | evidence → |
| Net income | 5,675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,724,000 | USD | evidence → |
| Total capital | 72,733,000 | USD | evidence → |
| Risk-weighted assets | 603,664,000 | USD | evidence → |